Transferring without a degree: it is not required to complete a degree before transferring to a baccalaureate institution. Usually, there is a minimum number of credits to qualify as a transfer student at an institution. (Please check with the intended transfer school for details.)
In some cases, it may make sense to transfer prior to completing a degree.
Do the research and work with an advisor to make the best plan.
Transferring with a transfer degree degree: transferring with a degree provided some specific benefits. With a DTA (Direct Transfer Agreement), a student applying to a school accepting this degree is granted junior-level standing (impacting course registration and enrollment) and completion of general education requirements.