


Direct Loan Annual Borrowing Limits 

The following table shows the maximum annual borrowing limits for a student at a twoyear institution. 

Dependent Undergraduate Students 



Academic Level 
Annual
Subsidized
Limit 
Annual
Unsubsidized
Limit 
Total
Limit






First Year 
$3,500 
$2,000 
$5,500 
Second Year 
$4,500 
$2,000 
$6,500 




Independent Undergraduate Students 


Academic Level 
Annual
Subsidized
Limit 
Annual
Unsubsidized
Limit 
Total Limit 




First Year 
$3,500 
$6,000 
$9,500 
Second Year 
$4,500 
$6,000 
$10,500 


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