Direct Loan Annual Borrowing Limits
 
The following table shows the maximum annual borrowing limits for a student at a two-year institution.
 
Dependent Undergraduate Students
 

Academic Level

Annual
Subsidized
Limit
Annual
Unsubsidized
Limit

Total
Limit

       
First Year $3,500 $2,000 $5,500
Second Year $4,500 $2,000 $6,500
Independent Undergraduate Students
 

Academic Level

Annual
Subsidized
Limit
Annual
Unsubsidized
Limit
Total Limit

 

 

 

 

First Year $3,500 $6,000 $9,500
Second Year $4,500 $6,000 $10,500
 
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